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Insurance requirements to race in a regatta
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Topic: Insurance requirements to race in a regatta (Read 9169 times)
TERRY ERWIN
Class Member
Posts: 2
Insurance requirements to race in a regatta
«
on:
February 24, 2009, 05:02:14 PM »
What's the best way to get the insurance coverage that is required to race in a regatta ?
I live in the Western Region.......NW Wisconsin
T Erwin DN 244
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Geoff Sobering
Class Officer
Posts: 461
Re: Insurance requirements to race in a regatta
«
Reply #1 on:
February 24, 2009, 10:31:08 PM »
I think most people get a rider on their homeowners or renters insurance. If you don't already have the required $300k liability as part of your basic policy, it's usually a pretty nominal additional charge.
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Man Why You Even Got to Do a Thing
DN5386
Class Member
Posts: 2
Re: Insurance requirements to race in a regatta
«
Reply #2 on:
February 25, 2009, 10:03:04 PM »
Hi Folks!
You might have to poke at your insurance agent a bit to confirm coverage. All too often the initial answer is "no coverage" when the agent isn't familiar with your situation or willing to really check into the question. I was initially denied coverage when I could not produce a vin number for the DN "boat". After a bit more research (on my end btw) it was found that I had coverage with my homeowners policy under the "sports participation" clause. Lesson here? Don't take an initial "no" for an answer, require they prove it out!
Luck!
Jim K
5386
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