Insurance requirements to race in a regatta

[TERRY ERWIN]

What's the best way to get the insurance coverage that is required to race in a regatta ?
I live in the Western Region.......NW  Wisconsin
 
T Erwin  DN   244 

[Geoff Sobering]

I think most people get a rider on their homeowners or renters insurance.  If you don't already have the required $300k liability as part of your basic policy, it's usually a pretty nominal additional charge.

[DN5386]

Hi Folks!
You might have to poke at your insurance agent a bit to confirm coverage.  All too often the initial answer is "no coverage" when the agent isn't familiar with your situation or willing to really check into the question.  I was initially denied coverage when I could not produce a vin number for the DN "boat".  After a bit more research (on my end btw) it was found that I had coverage with my homeowners policy under the "sports participation" clause.  Lesson here?  Don't take an initial "no" for an answer, require they prove it out!

Luck!

Jim K

5386